EQi

Thousands of teenagers found themselves cash rich when the first Child Trust Funds (CTF) matured.

Most of us will be aware that first-time buyers are getting older.

What does LISA stand for? The Lifetime ISA – it’s new. What’s the big appeal? The government will add a 25% bonus to what you invest, up to £1,000 a year on your maximum £4,000 investable allowance until you are 50. Can anyone open a LISA? No, you must be aged 18–39.

The MiFID II regulation has a strong focus on consumer protection and ensuring that customers are sold the right products for their needs. This means that any organisation that helps to facilitate your investments has to ensure that they are MiFID II compliant.

The MiFID II regulation has a strong focus on consumer protection and ensuring that customers are sold the right products for their needs. This means that before enabling you to buy an investment, MiFID II requires the distributer to undertake actions regarding identifying a target market for the investment.

Investors can get caught on the hoof when a company decides to slash its dividends but the signs are often there for months before the cut is made. It is why research matters as disruption to a company’s business or industry will also signal that its share price as well as its dividend will fall, which can be a double blow.

Look at any graph tracking stock market growth over the last 150 years and it’s clear that market turbulence is the norm.

Increased turbulence on global stock markets has led many market commentators to ruminate on the possibility that the decade plus long bull run will soon come to an end.

The past few years has been difficult for those who invest for income, with much publicised dividend cuts

The Markets in Financial Instruments Directive (MiFID) II came into effect on 3 January 2018 and delivered some significant changes to investing regulations in the UK.