Pricing

The quarterly fee we charge for acting as the custodian of your assets, ie the safekeeping of everything in your accounts

*Customers will automatically receive a complimentary dealing account when they open a Lifetime ISA. Customers on the 0.2% tariff will not be able to offset any trades in their dealing account as is otherwise standard for customers paying the flat quarterly custody fee of £17.49 (or £22.48 if you hold both an ISA and SIPP).

Your custody fee is offset by your dealing commission and your funds platform fee on ISA, SIPP and dealing accounts. Over a quarter of our customers fully offset their custody fee, so they only pay to trade.

Example of how the offset works for customer with a dealing account:

• £21.98 = Two share trades in a quarter at £10.99 each
• £17.49 = Quarterly custody fee for a dealing account
• As the dealing commission of £21.98 fully offsets the custody fee of £17.49, no custody fee is payable in this quarter

When you buy and sell investments, you pay a commission per trade, at the time the trade is placed. Your dealing commission will be offset from your custody fee on ISA, SIPP and dealing accounts. 

Frequent trader rate: applies after 20 trades in any one calendar month; the number of trades per month is calculated across all the accounts you hold with us.

There is an additional fee on top of the standard dealing commission for trading international shares.

In addition, there are government duties and levies that apply to share trading; the following rates are subject to change.

Additional charges

ETPs (including ETFs), Investment Trusts and Mutual Funds (including Unit Trust and OEICs) also incur charges from the provider of the investment. Please see their website, prospectus or Key Information Document (KID) for their charges.

This is the fee for holding mutual funds in ISA, SIPP and dealing accounts; there is no funds platform fee for LISAs.

• The funds platform fee is based on the total value of your fund holdings (Unit Trusts and OEICs) across all the accounts you hold with us
• The fee is charged pro-rata, which you will see on your quarterly statement
• Your funds platform fee will be offset from your custody fee

EQi is unique among leading DIY investment platforms in the UK in allowing customers to choose their SIPP provider. SIPP providers offer the administrative and trustee services required of all pensions, while EQi provides the platform on which you can select assets and manage your SIPP.

Each SIPP provider sets their own fees, and this is one of the factors you should take into account when choosing your provider.

The fees below relate to the EQi SIPP, offered by our partner, the SIPP provider, Gaudi Investment Services Ltd. There are no fees for life events such as death and divorce, or early account closure with the EQi SIPP.