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£118.80
Our SIPP is provided by Platform One Ltd, offering a low, flat annual management fee for the administration and trustee services of your SIPP
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£4.99
Monthly subscription when the total value across your EQi accounts is less than £50,000
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£10.99*
Monthly subscription when the total value across your EQi accounts is more than £50,000
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£0
There is no EQi fee to pay for or holding funds (Unit Trusts and OIECs) in your SIPP
* Customers who pay the £10.99 subscription enjoy one free online trade each month to the value of £6.99 per month. It will apply to the first online trade of that month and cannot be rolled over to subsequent months.
Fees - a clear difference
At EQi, we offer two simple monthly subscription plans, linked to the value of your portfolio, so that our fees are clear as well as cost-effective.
Fees matter as, like interest rates, costs compound over time. If you pay out less year on year, you’ll have more to invest which can go a long way to helping you meet your goals.
Investment Risk Warnings
The value of investments can fall as well as rise and any income from them is not guaranteed and you may get back less than you invested. Past performance is not a guide to future performance.
EQi does not provide investment advice. If you are in any doubt as to the risk or suitability of an investment or product you should seek advice from an independent financial adviser.
The extent and value of any ISA tax advantages or benefits will vary according to the individual's circumstances. The levels and bases of taxation may also change.
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£0
You’ll pay no dealing commission if we don’t meet best execution
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£0
There is no charge to set up Limit and Stop orders, you’ll only pay standard dealing commission
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£0
There is no EQi platform fee to pay for or holding funds (Unit Trusts and OIECs) in your SIPP
Understanding pension costs
Charges for pensions can vary and are often expressed as a percentage of the value of your pension pot.
For example, if you had a pension pot of £150,000 and were charged 0.75% a year, this would equate to a cost of £1,125 per year.
Some pensions charge less, while others may include additional costs, such as transaction or drawdown fees. This is why it can be helpful to build an overall picture of what you’re paying.
By contrast, EQi’s SIPP charges are made up of fixed fees, rather than a percentage of your pension value. Using the same £150,000 example, this would include:
a monthly EQi subscription of £10.99 (£131.88 per year), and
SIPP administration fees charged by Platform One Ltd of £118.80 per year.
This brings the total annual cost to £250.68, regardless of the value of your pension pot.
This example is intended to illustrate how different charging structures work, rather than to compare specific products or providers.
Bringing pensions together
If you’ve built up pensions with more than one employer, you may be paying multiple sets of fees. A SIPP can allow you to hold several pensions in one place, which may make it easier to see what you’re paying overall.
Consolidating pensions isn’t right for everyone, and you may want to speak to a financial adviser before making any decisions.
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WHY EQI?
The EQi SIPP
Enjoy more control and access to a wider range of investment options and benefit from attractive tax advantages
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EQi explains
SIPPs explained
Learn more about how SIPPs let you take an active part in investing for your future