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Child Trust Fund FAQs

  • 9k

    9000 Child Trust Funds are held on EQi

  • 18th

    Your Child Trust Fund will mature on your 18th birthday

  • 3

    Three choices: Continue investing, take the cash or mix and match

Managing your maturity

  • What is a CTF?

  • When does my CTF mature?

  • What are my options when my CTF matures?

  • What if I don’t provide instructions for my CTF?

  • If I want to keep investing, what accounts can be used when coming out of a CTF?

  • How does the price holiday apply when I open an investment account?

  • What annual allowance limits apply when coming out of a CTF?

  • What if I am not ready to manage my account yet?

  • What if I want to transfer my CTF out to a different provider?

  • Why EQi?

    Our price holiday means no custody fee in your first two quarters

Providing instructions 

  • How do I give instructions for my CTF before it matures?

  • When are my CTF maturity instructions due?

  • Can I change the instructions once they are sent?

  • Your IQ, your EQi

    You’ll find EQi is the home of intelligent investing.

    89% of active customers have been with us for more than five years, growing their portfolios and market knowledge. From new investors to customers who are now ISA millionaires, EQi is committed to supporting investors at every life stage.

    We provide market news and features so you can develop your approach to investing, back yourself and make adjustments as your goals change.

    With EQi, you know what’s possible when you put your mind to it.

On your birthday

  • What happens on my birthday?

  • I have chosen to take cash, when will I be paid?

  • If I open an account will I use the same log in details as my CTF?

  • When can I access my new EQi investment account?

  • What happens if I discover I have a CTF after it has matured?

For parents and guardians: managing your child’s maturity

  • What’s the first step in managing your child’s CTF maturity?

  • Can I make any further contributions before the CTF matures?

  • If the CTF has a negative cash balance, what should I do?

  • My child’s account is locked, how do I unlock it before maturity?

  • If my child opens an investment account after their CTF matures, can I make contributions to it?

  • If my child opens an ISA after their CTF matures, can I make contributions to it?

  • EQi FAQs 

    If you have any further questions, try our general EQi FAQs hub. 

    It includes answers to using your online account, fees and charges and account management.

     

  • Contact us 

    If you have further questions, please get in touch via via secure message or email hello@eqi.co.uk.

    You can also call us on 0800 056 4827, 08:00 to 16.30, Monday to Friday, excluding bank holidays.