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Important information

Important information

We want you to feel comfortable and in control of your experience with us.

This page contains documents about EQi and our products and services, including trading terms and conditions, terms for member services and policies governing how we operate.

Investment risk warning

The value of investments can fall as well as rise and any income from them is not guaranteed and you may get back less than you invested. Past performance is not a guide to future performance.

EQi does not provide investment advice. If you are in any doubt as to the risk or suitability of an investment or product you should seek advice from an independent financial adviser.

The extent and value of any ISA tax advantages or benefits will vary according to the individual's circumstances. The levels and bases of taxation may also change.

The extent and value of any SIPP tax advantages or benefits will vary according to the individual's circumstances. The levels and bases of taxation may also change. If your options change regarding an employer’s pension scheme you may wish to review your financial situation. Once in a pension your money is only accessible, in general, from age 55.

The extent and value of any Lifetime ISA tax advantages or benefits will vary according to the individual's circumstances. The government bonus may also change. Once in the LISA your money is only accessible, in general, when you buy your first home or at age 60. If you withdraw early from your Lifetime ISA between 6 March 2020 and 5 April 2021, you will pay a 20% withdrawal penalty on the amount withdrawn. After this time, the withdrawal penalty will increase to the usual 25%.