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Dividend reinvestment
You can reinvest some, or all of your dividends automatically by setting up a dividend reinvestment
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Regular withdrawal
Create a regular income by setting up an instruction to withdraw funds monthly, quarterly, every six months or annually
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Income payaway
With income payaway, you can choose to take any dividends created by your investments as an income, paid directly into your bank account
Income from your investments: withdraw or reinvest?
Your attitude to investment income will vary depending on where you are in your investment journey.
If you are at the beginning of your investment journey, it can make sense to reinvest dividends and add to the value of your investments.
However, if you have invested for some time and are now looking for an income from your investments, particularly in retirement, our income options can help you achieve this.
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Dividend reinvestment
A low-cost, straightforward way to continually top up your pot.
Our dividend reinvestment fees are just £1.50 per purchase
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How do I set it up?
Log in and select the option for 'income settings' on your dashboard.
You can reinvest some, or all of your dividends automatically.
Investment Risk Warnings
The value of investments can fall as well as rise and any income from them is not guaranteed and you may get back less than you invested. Past performance is not a guide to future performance.
EQi does not provide investment advice. If you are in any doubt as to the risk or suitability of an investment or product you should seek advice from an independent financial adviser.
The extent and value of any ISA tax advantages or benefits will vary according to the individual's circumstances. The levels and bases of taxation may also change.
How to create a regular income from your investments
Set up income payaway
With income payaway, you can choose to take any dividends created by your investments as an income, paid directly into your bank account.
This feature also allows you to reinvest some of your income into specific securities, and pay the rest into your bank account.
Set up a regular withdrawal
To create a regular income, you can now set up the instruction to withdraw funds monthly, quarterly, every six months or annually.
You can specify an amount, as well as how often you want to receive the income, but do bear in mind that you will need to have sufficient funds in your dealing account or ISA to cover the amount you request. Then the income will be paid into your bank account via BACS.
There is no fee to set up income payaway or a regular withdrawal.
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A note on SIPPs and LISAs
If you have a SIPP and want to set up a regular withdrawal, you will need to request this through your SIPP provider as they administer your SIPP. Withdrawals from SIPPs are subject to the usual pension access rules, and are typically only available from age 55.
If you have a Lifetime ISA (LISA), you cannot set up a regular income request as this will leave you liable for the withdrawal penalty fee, which is a particular feature of the LISA.
The income payaway feature is not enabled for SIPPs or LISAs due to the access rules around these accounts.
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100%
We pay 100% of UK dividends within 24 hours of receipt
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28M
Our parent, Equiniti, deals with 28 million UK shareholders
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98%
We pay 98% of all dividends within 24 hours of receipt
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Tools of the trade
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Tools
Set up a watchlist
Keep track of share and fund prices and their performance
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Limit and stop orders
Automatically buy or sell investments when a certain price is reached
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Regular investment
Smooth out any market fluctuations with regular investing