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DIY Investor Magazine

  • Investing basics: how to pick the right fund 'share class'

    One of the least concerns a fund investor should have is that of a lack of choice – writes Tabitha James of DIY Investor Magazine

  • Funds: the basics

    Funds, traditionally referred to as mutual funds, are collective investments that pool investors’ money to buy and sell shares or other assets in a range of companies to maximise profits and reduce risks.

  • How to select a fund

    Selecting a fund or funds can seem overwhelming from the thousands to choose from, so here are some pointers to bear in mind.

  • A simple guide to fund pricing

    Funds pool the money of lots of investors to buy a portfolio of investments; the price of these assets fluctuates, as does the size of the fund as investors buy and sell shares.

  • Unit trusts vs OEICs

    Funds not only differ in the sectors or geographical territories they invest in, there are also different ways for them to be structured.

  • Children of the Revolution: the aftermath of lockdown

    The coronavirus pandemic is far from over, but perhaps we have seen the end of the first act; most of the developed world is in ‘lockdown’ after equity markets saw one of their worst ever quarters.

  • Underestimating the cost of living in retirement

    A recent survey conducted by Schroders suggests that Brits are failing to make sufficient provision for retirement; there is a mismatch between the income people believe they need in retirement and the actual cost of living, which means those who are not yet retired expect living expenses to take up just 34% of their retirement income, whereas in actuality they account for 49%.

  • Underestimating the cost of living in retirement

    A recent survey conducted by Schroders suggests that Brits are failing to make sufficient provision for retirement. There is a mismatch between the income people believe they need in retirement and the actual cost of living, which means those who are not yet retired expect living expenses to take up just 34 per cent of their retirement income, whereas in actuality they account for 49 per cent.

  • Investing Basics: compound interest

    Compound interest is the eighth wonder of the world. He, who understands it, earns it … he who doesn’t … pays it.’ Albert Einstein

  • Investing Basics: Growth or value investing?

    Whatever style an investor adopts, the goal is always to identify and buy an asset in the hope and expectation that its price will increase; whilst the ambition may be simple enough, its achievement may be altogether trickier – how do you judge whether your investments are positioned to get the best possible return? – asks Christian Leeming.

  • Investing basics: Investment Trust sectors

    Investment trusts were once dubbed the ‘best kept secret in the City’; not any more it seems, as investors have embraced the fact that some trusts have consistently increased their dividends over decades, and have done so in the face of enormous headwinds – just one of which is the current COVID-19 pandemic.1 - writes Hannah Barnaby

  • Investing Basics: What is a P/E ratio and how to use it to create a fair value calculation for shares?

    With all the caveats, P/E is likely to remain near the top of the list of commonly used valuation measures for shares in a wide range of, though not all sectors. It embraces complex considerations within a simple formula. It has an intuitive validity which is borne out by much more complex analysis, but is universally understood.’ writes Christian Leeming

  • Building a really simple investment portfolio

    For those new to investing, the sheer choice of investment options can be daunting, but it should be possible to construct a simple, well diversified investment portfolio...

  • Investing Basics: how to choose an investment trust

    Most people are broadly familiar with the concept of a ‘fund’ when it comes to investing but, there are a number of different fund types – writes Christian Leeming.

  • How to construct an equity portfolio

    Portfolio construction gets less attention than picking stocks, but it can have a profound effect on the risk you are exposed to and the returns you achieve

  • Investing Basics: What are Bonds?

    Unlike a share, where investors literally buy a share in a company’s profits, a bond is an ‘IOU’ from a company to an investor who loans it money

  • Funds: the basics

    Funds, traditionally referred to as mutual funds, are collective investments that pool investors’ money to buy and sell shares or other assets in a range of companies to maximise profits and reduce risks.

  • Investing Basics: Portfolio Management – should you stay or should you go?

    DIY Investor is dedicated to long term wealth creation; sister site Muckle wears its heart on its sleeve in its mission to educate and engage the next generation of investors – ‘mony a mickle maks a muckle’ is pretty much Savings and Investment 101 – writes Hannah Barnaby.

  • Investing basics: how to pick the right fund 'share class'

    One of the least concerns a fund investor should have is that of a lack of choice – writes Tabitha James of DIY Investor Magazine

  • What every investor needs to know about the Medical Cannabis sector in 2021

    2020 was an eventful year for the cannabis industry. After a strong start to the year, the coronavirus struck. Panicked investors withdrew from equities, especially from young and riskier industries such as cannabis.

  • The Merchant’s Trust PLC

    A Value View: A return to Fundamentals?

  • Uncovering Japan’s hidden gems

    Chern-Yeh Kwok, manager of the Aberdeen Japan Investment Trust, says there is real value in Japanese markets, but it is often overlooked by investors.

  • Slow and steady wins the race

    We take a look at MAJE, a trust which has seen a significant turnaround in performance and has the potential to continue delivering income and growth in 2021…

  • 2021's Key themes for emerging markets

    While 2020 has shown the difficulties of predicting the future, we believe a number of themes are likely to dominate in emerging markets this year.

  • Finding tomorrow's winner in the UK

    With sentiment toward the UK improving, we see now as a fitting time to look at DSM and the exciting opportunities within the micro-cap focussed portfolio…

  • A trust with hidden depths

    We take a look at SIGT, a multi-asset trust offering a solid income from a truly diversified portfolio…

  • Private markets: the quest for diversification

    Institutional investors have long thought of private markets as a way to boost returns. But the recent challenging economic conditions have further enhanced the role that private market investments can play in portfolios.

  • Investing basics: risk and reward - five popular portfolio types

    So, you’ve decided that you want to take a an active role in shaping your financial future; it’s a big step and often comes with a mixture of elation and trepidation; however, fear not, because you’ll never be short of sage advice from those that know just marginally more than you do – writes Hanah Barnaby.

  • Investing basics: a simple guide to volatility

    Investors have much to think about when choosing and understanding investments; in particular volatility and the impact it can have on their investment – writes Christian Leeming.

  • The Best Performing Investment Trusts Of 2020

    I’ve been investing for over three decades and I don’t think any year has been as remarkable as 2020; there may be a lot of recency bias at play, but have we ever seen two such extremes in share prices, with both massive gains and massive losses?

  • This time next year Rodney...

    We review the performance of the team’s ‘top picks’ for 2020 – including some proper plonkers – and place our bets for the year ahead…

  • How JPM Emerging Markets puts the ’S’ and ‘G’ into ESG

    Explore how the JPMorgan Emerging Markets Investment Trust tackles the challenge of ESG in emerging markets.

  • ‘Bok to the Future: the RWC-winning legend helping professional athletes manage their financial future as their career transitions

    There is a high level of risk and reward in professional rugby. How can a player successfully manage this?

  • The future of consumption: Ecommerce isn’t just Amazon….

    Ecommerce – the buying and selling of goods and services online has become a global phenomenon. In the western world, traditional highstreets and shopping malls are under pressure from their ‘ecom’ rivals whose product ranges, delivery speeds and convenience are improving every day.

  • Alliance Trust: A standout trust for the uncertain times ahead

    With ISA season quickly approaching, we look at a trust which can offer attractive returns in both bull and bear markets, and has a track record to prove it…

  • Allianz Technology Trust: Electric vehicles and government stimulus

    Investment Insights from Silicon Valley - Electric vehicles feature prominently in the economic stimulus from governments across the world, writes Walter Price, Lead Manager

  • A green kick-start?

    Increased spending world-wide as governments seek to kick-start economic growth may have added benefits – boosting sustainable projects. Could responsible investment solutions provide the necessary tonic for beleaguered policymakers and investors to change the face of both the global economy and society itself? Here, managers from across BNY Mellon Investment Management consider the likely road ahead.

  • Emerging Markets 2020: Part 1 - Experience and expertise never more needed

    Discover how the J.P.Morgan Emerging Market Investment Trust’s experience and expertise enable it to cut through the noise and focus on the fundamentals

  • Can private equity thrive in the ‘new normal’?

    This has been a golden decade for private equity. The financial conditions following 2008’s Global Financial Crisis were ideal for the asset class to flourish, with interest rates low and plenty of capital looking for higher growth assets. The question today is whether private equity can continue to thrive in the ‘new normal’ that emerges from the Covid-19 crisis?

  • Value vs growth: hope springs eternal

    The US election has given long-suffering value investors new hope of a ‘great rotation’ in their favour, but that light at the end of the tunnel could in fact be a train…

  • Dividends and the pandemic: where are we eight months on?

    Covid-19’s widespread financial damage includes an unparalleled hit to company dividends, meaning more tough times for income investors.

  • Thinking outside the box: Seneca Global Income and Growth Trust

    Kepler Trust Intelligence looks at the unique approach to value investing taken by Seneca Global Income & Growth Trust…

  • Catching up with reality in emerging markets

    Emerging market performance has lagged developed markets over the past few years, but there are early signs of a shift.

  • Don't discount the discounted

    The ability to buy shares at a discount to NAV is one of the differentiating features of investment trusts versus open-ended funds and means they can potentially offer higher returns.

  • In adversity, strength: NB private equity partners

    In this article we look at a number of catalysts that could see NBPE’s discount narrow, potentially offering a ‘double whammy’ in terms of returns for investors…

  • Commercial property: The future is bright, but different

    Covid-19 has accelerated existing trends in commercial property – agile working, online shopping, digital transformation.

  • Why JPMorgan emerging markets investment trust has the secret sauce for uncertain times

    Now more than ever, investing in emerging markets requires experience and expertise for successful stock selection, but the potential long-term rewards are considerable

  • Investing Basics: compound interest

    Compound interest is the eighth wonder of the world. He, who understands it, earns it … he who doesn’t … pays it.’ Albert Einstein

  • Financial education: why become a DIY Investor?

    Whether budgeting for a trip of a lifetime, helping children get on the property ladder or planning for retirement, we all have financial milestones and objectives, and faced with the high cost of professional advice, an increasing number of people are deciding to take personal control of their finances; technology is the enabler – writes DIY Investor’s Tabitha James.

  • Investing Basics: Growth or value investing?

    Whatever style an investor adopts, the goal is always to identify and buy an asset in the hope and expectation that its price will increase; whilst the ambition may be simple enough, its achievement may be altogether trickier – how do you judge whether your investments are positioned to get the best possible return? – asks Christian Leeming.

  • Investing basics: Investment Trust sectors

    Investment trusts were once dubbed the ‘best kept secret in the City’; not any more it seems, as investors have embraced the fact that some trusts have consistently increased their dividends over decades, and have done so in the face of enormous headwinds – just one of which is the current COVID-19 pandemic.1 - writes Hannah Barnaby

  • It's not about following the herd: Seneca Global Income and Growth Trust

    With a small number of stocks driving global markets, we discuss how SIGIT can be used to aid and diversify returns…

  • Underground bangers: looking for hidden gems in smaller investment trusts

    Smaller investment trusts have been under pressure with demand reduced by consolidation in the wealth management industry and the increasing use of centralized buy lists by DFMs and advisers

  • Taking the long view on Japanese growth

    The JPMorgan Japanese Investment Trust offers investors capital growth opportunities from a market often overlooked by UK investors.

  • UK small-caps: themes from a crisis

    Engaging with companies is core to our equity investment process. Of course, the last few months have prevented us from physically meeting with the management teams of the UK small-cap firms in our sector. However, thanks to technology and the removal of time-consuming travel, we have had more, not less, contact with key decision-makers.

  • The Mercantile Investment Trust: offering UK investors a world of long-term growth opportunities

    Targeting UK companies outside the FTSE 100, The Mercantile Investment Trust has a long heritage of successfully providing capital growth – and income. What’s the strategy behind its success? At a time when uncertainty clouds the short-term equity market outlook, why should investors consider mid and small caps?

  • What lessons can be learned from the fall of the rock star fund manager?

    Website ‘Woodford Litigation’ announced that ‘Woodford investors are suing Link Fund Solutions for their failure to manage the Equity Income Fund prudently’ – writes Christian Leeming.

  • Investing Basics: how to choose an investment trust

    Most people are broadly familiar with the concept of a ‘fund’ when it comes to investing but, there are a number of different fund types – writes Christian Leeming.

  • Investors embrace ESG funds during the crisis; is passive set to be massive?

    Possibly stung into action by a growing sense of the planet’s fragility, investors poured record sums into sustainable investment funds that invest according to environmental, social and governance (ESG) principles during lockdown – writes Tabitha James

  • Investing Basics: What is a P/E ratio and how to use it to create a fair value calculation for shares?

    With all the caveats, P/E is likely to remain near the top of the list of commonly used valuation measures for shares in a wide range of, though not all sectors. It embraces complex considerations within a simple formula. It has an intuitive validity which is borne out by much more complex analysis, but is universally understood.’ writes Christian Leeming

  • A time for caution?

    Markets have staged a remarkable recovery from the savage falls in March

  • Investing Basics: Portfolio Management – should you stay or should you go?

    DIY Investor is dedicated to long term wealth creation; sister site Muckle wears its heart on its sleeve in its mission to educate and engage the next generation of investors – ‘mony a mickle maks a muckle’ is pretty much Savings and Investment 101 – writes Hannah Barnaby.

  • Schroder income growth: 26 consecutive years of dividend growth

    Schroder Income Growth (SCF) aims to generate real income growth from a portfolio of primarily UK companies

  • Investing styles: core and satellite investing for your ISA or SIPP

    Core and satellite investing is a method of portfolio construction designed to minimise costs and volatility while providing an opportunity to outperform a broad stock market or portfolio of markets as a whole; it is why some of the largest and best resourced investment funds in the world (pension funds and sovereign wealth funds) have adopted this approach, but there is no reason why it should not be used by the DIY investor in managing their ISA or SIPP – writes Tabitha James

  • Financial independence - start planning early to achieve the lifestyle in retirement you want

    The FIRE movement is gathering momentum – those seeking to be Financially Independent, Retired Early and there has never been a better time to start planning for the lifestyle in retirement you want; starting early and investing for a long time gives you the best chance of achieving it.

  • No need for compromise

    The volatility of global markets has illustrated how ‘all-in-one’ investment vehicles can be beneficial for investors. We look at ATST, which can offer diversification without compromising growth…

  • Investing Basics: Portfolio Management - should you stay or should you go?

    DIY Investor is dedicated to long term wealth creation; sister site Muckle wears its heart on its sleeve in its mission to educate and engage the next generation of investors – ‘mony a mickle maks a muckle’ is pretty much Savings and Investment 101 – writes Hannah Barnaby.

  • Investing basics: how to pick the right fund 'share class'

    One of the least concerns a fund investor should have is that of a lack of choice – writes Tabitha James of DIY Investor Magazine

  • Income, growth, diversification: A compelling combination

    This trust offers a blend of characteristics which might appeal to many investors...

  • An introduction to socially responsible investing with ETFs

    Can our portfolio choices do the power of good to the environment and society as well as our personal wealth? Those practicing Socially Responsible Investing (SRI) believe so…writes Christian Leeming

  • A game of four quarters: Investment trust picks for 2020

    A game of four quarters: Investment trust picks for 2020

  • Building a really simple investment portfolio

    For those new to investing, the sheer choice of investment options can be daunting, but it should be possible to construct a simple, well diversified investment portfolio...

  • Global perspectives: Between a lockdown and a hard place

    We believe there is a growing disconnect between the global rebound in asset prices and the shape of the post-lockdown recovery.

  • Children of the Revolution: the aftermath of lockdown

    The coronavirus pandemic is far from over, but perhaps we have seen the end of the first act; most of the developed world is in ‘lockdown’ after equity markets saw one of their worst ever quarters.

  • Investing Basics: What are Bonds?

    Unlike a share, where investors literally buy a share in a company’s profits, a bond is an ‘IOU’ from a company to an investor who loans it money

  • Catching the flight to quality

    The macro outlook for India remains challenging amid global uncertainties, slowing domestic growth and concerns over certain sectors.

  • How to construct an equity portfolio

    Portfolio construction gets less attention than picking stocks, but it can have a profound effect on the risk you are exposed to and the returns you achieve

  • Dividend outlook for 2020

    COVID-19 has resulted in a demand and supply shock to the global economy with dramatic implications for gross domestic product growth, corporate profits and dividends

  • Income investing 101

    Do you need your portfolio to generate cash? Is paying your bills and having enough income to live on more important than growing richer? If so, you need to focus on income investing.

  • Funds: the basics

    Funds, traditionally referred to as mutual funds, are collective investments that pool investors’ money to buy and sell shares or other assets in a range of companies to maximise profits and reduce risks.

  • How to select a fund

    Selecting a fund or funds can seem overwhelming from the thousands to choose from, so here are some pointers to bear in mind.

  • A simple guide to fund pricing

    Funds pool the money of lots of investors to buy a portfolio of investments; the price of these assets fluctuates, as does the size of the fund as investors buy and sell shares.

  • Unit trusts vs OEICs

    Funds not only differ in the sectors or geographical territories they invest in, there are also different ways for them to be structured.

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