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Step 1: After turning 18
Open an account
If you are 18 years old you can open an account with us, which takes no more than 10 minutes. You’ll need your UK address, a UK bank account and National Insurance (NI) number
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Request a transfer
With your EQi account open, you can request to transfer your Child Trust Fund to EQi by contacting your current provider. They will work directly with us to move the cash or holdings that were in your CTF to your new EQi account
Why transfer your CTF to EQi?
EQi offers investment accounts, as we are an investment specialist. We’re here to help people enjoy independence, choice and the opportunity to take control of their investments.
As specialists, we can offer a wide range of tax-efficient, low cost investment accounts designed to help your money work harder over the long-term.
Our customers also have access to funds lists picked by Square Mile, an independent research firm. We value impartiality and transparency and so EQi does not receive a fee or commission should you invest in any of the funds, and neither does Square Mile.
Although we don’t offer financial advice, our award-winning investment education pages allow you to drill into the topics you are interested in and build up your own investor knowledge.
It is why 74% of our customers have been with us for over 10 years, as EQi is the home of intelligent investors.
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Why EQi?
Our price holiday means no custody fee in your first two quarters
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Will my money be safe?
Crucially, EQi is fully authorised and regulated by the FCA. That means that your money and investments are held separately to ours, so they remain secure at all times. Our customers are also protected by the FSCS (Financial Services Compensation Scheme) up to £85,000.
We are also part of Equiniti, a FTSE 250 listed company. Equiniti manages and administers the shares for 70% of the FTSE 100, holds around 70 million shareholder records and sends out £90 billion in payments each year.
Investment Risk Warning
The value of investments can fall as well as rise and any income from them is not guaranteed and you may get back less than you invested. Past performance is not a guide to future performance.
EQi does not provide investment advice. If you are in any doubt as to the risk or suitability of an investment or product you should seek advice from an independent financial adviser.
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EQi explains
The benefits of a Lifetime ISA
Available for those aged 18-39, you can invest up to £4,000 per year and the government will add a 25% bonus up to £1,000
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EQi explains
The benefits of a Flexible ISA
Invest up to £20,000 per year, take advantage of tax-free investing, and access your money at any time
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EQi explains
Why self-invest?
Managing your own portfolio can be hugely rewarding rewarding both in terms of personal satisfaction as well as performance