Cookie Policy

We use cookies on our website and have placed these on your computer. By continuing to use our website you consent to this. For more information, including how to change your cookie settings and to disable our non-essential Google Analytics cookies, please refer to our Cookie Policy. If you do not wish to be reminded of this on each visit, please use the close button.

Transfer your Child Trust Fund (CTF)

If you have a Child Trust Fund that is about to mature, you can transfer it to EQi and start investing straightaway

  • Step 1: After turning 18

    Open an account

    If you are 18 years old you can open an account with us, which takes no more than 10 minutes. You’ll need your UK address, a UK bank account and National Insurance (NI) number

  • Step 2: Once your account is open

    Request a transfer

    With your EQi account open, you can request to transfer your Child Trust Fund to EQi by contacting your current provider. They will work directly with us to move the cash or holdings that were in your CTF to your new EQi account

Why transfer your CTF to EQi?

EQi offers investment accounts, as we are an investment specialist. We’re here to help people enjoy independence, choice and the opportunity to take control of their investments.

As specialists, we can offer a wide range of tax-efficient, low cost investment accounts designed to help your money work harder over the long-term.

Our customers also have access to funds lists picked by Square Mile, an independent research firm. We value impartiality and transparency and so EQi does not receive a fee or commission should you invest in any of the funds, and neither does Square Mile.

Although we don’t offer financial advice, our award-winning investment education pages allow you to drill into the topics you are interested in and build up your own investor knowledge.

It is why 74% of our customers have been with us for over 10 years, as EQi is the home of intelligent investors.

  • Will my money be safe?

    Crucially, EQi is fully authorised and regulated by the FCA. That means that your money and investments are held separately to ours, so they remain secure at all times.

    Our customers are also protected by the FSCS (Financial Services Compensation Scheme) up to £85,000. Find out more

    We are also part of Equiniti, a FTSE 250 listed company. Equiniti manages and administers the shares for 70% of the FTSE 100, holds around 70 million shareholder records and sends out £90 billion in payments each year. 

    More about us

  • What other accounts does EQi offer?

    EQi also offers a dealing account with no restrictions on how much you can invest, however it is not tax-free. If you open an ISA or a LISA you will automatically receive a dealing account free of charge. 

    Additionally we offer a Self-Invested Personal Pension (SIPP) which is a type of pension that enjoys generous tax benefits. 

  • Why EQi?

    Our price holiday means no custody fee in your first two quarters

  • EQi explains

    The benefits of a Lifetime ISA

    Available for those aged 18-39, you can invest up to £4,000 per year and the government will add a 25% bonus up to £1,000

  • Insights

    Fund picks to get you started

    Funds to get you started from Square Mile, the independent investment research business

  • EQi explains

    The benefits of a Flexible ISA

    Invest up to £20,000 per year, take advantage of tax-free investing, and access your money at any time

  • EQi explains

    Why self-invest?

    Managing your own portfolio can be hugely rewarding rewarding both in terms of personal satisfaction as well as performance

*Stamp Duty Reserve Tax will apply when we re-purchase shares in a LISA. 

**Correct at June 2020