As an asset class it took a battering after Brexit but there are a number of reasons why investors might consider property as part of a diversified portfolio over the long-term.
Cash tucked away in a deposit account will offer very limited interest on your hard-earned savings. To generate a return ahead of rising prices it is worth considering putting your money to work in the financial markets instead.
The merits of investing your money as opposed to holding and saving cash
In a lot of ways, setting up an ISA is the easy part. Once you’ve selected the right account for you, you can fund it with a lump sum if you have one at your disposal, or drip-feed cash into it on a monthly basis.
Anyone with even a passing knowledge of the economic landscape of the last decade won’t need reminding that the value of investments can go down as well as up. One response to the possible volatility of financial markets would be to put all your cash in the bank as, in theory, this should be protected by a national compensation scheme.
An Individual Savings Account (ISA) is a flexible and tax-efficient vehicle. There are a number of ISA options available to investors. One of these is a £20,000 annual allowance for a cash ISA, which operates in much the same way as a typical savings account. Another is a stocks and shares ISA, which allows you to invest in a range of different asset classes and instruments.
Exchange traded funds (ETFs) are a specific type of fund that, as their name indicates, can be traded like individual shares on a stock exchange such as the London Stock Exchange (LSE).
If you are new to investing or not yet confident in picking your own investments, then the idea of investing in a fund probably seems a step too far. When in fact, one of the easiest and quickest ways to start investing and generate a regular income is to invest in an income paying fund.
When you’re looking for help with investing for later life, having a diverse portfolio can be a great option for managing risk and benefitting from long-term value. Get yourself on the right path for your investment journey.
Investing your money always involves an element of risk but investors have a wide variety of both higher risk and lower risk investments to choose from. At times of economic or market uncertainty ‘defensive’ stocks typically increase in popularity.
Keep more of your return with trackers. In the last two decades it has become possible for the likes of you or I to gain exposure to the markets without facing the hefty charges involved in buying actively managed funds.
Gold, which has limited industrial applications, tends to be in demand during periods of economic or geopolitical strife when inflation threatens paper currencies or there are significant falls in bond and equity markets.
Anyone with even a passing knowledge of the economic landscape of the last decade won’t need reminding that the value of investments can go down as well as up. One response to the possible volatility of financial markets would be to put all your cash in the bank as, in theory, this should be protected by a national compensation scheme.
Investing for a comfortable retirement is an ongoing process, not a one-off exercise. You will need to check you are on course to achieve the required level of income when you give up work as interest rates and returns from different assets may change over time.
With so many exchange trade funds (ETFs) to choose from, sometimes it helps to have the choices narrowed down. In our latest guide investment experts, BlackRock, suggest five ways you can use ETFs to gain access to multiple companies, across multiple countries and regions and across multiple asset classes to help diversify your investments and spread your risk.
When it comes to dividends, understanding the difference between dividend yield and dividend growth can be a key factor when deciding what companies to invest in. Dividend yield is calculated by dividing the annual dividend paid per individual share by the current share price
When it comes to dividends, understanding the difference between dividend yield and dividend growth can be a key factor when deciding what companies to invest in. Dividend yield is calculated by dividing the annual dividend paid per individual share by the current share price
Investing for a comfortable retirement is an ongoing process, not a one-off exercise. You will need to check you are on course to achieve the required level of income when you give up work as interest rates and returns from different assets may change over time.
Becoming a DIY investor means making your investment decisions without having to pay for financial advice. This might seem a daunting prospect, but this article will help you by equipping you with the basics of portfolio construction, management and strategy.
When you’re looking for help with investing for later life, having a diverse portfolio can be a great option for managing risk and benefitting from long-term value. Get yourself on the right path for your investment management journey by providing exposure to a diverse range of asset classes in one go.
Investing for a comfortable retirement is an ongoing process, not a one-off exercise. You will need to check you are on course to achieve the required level of income when you give up work as interest rates and returns from different assets may change over time.
An Individual Savings Account (ISA) is a flexible and tax-efficient vehicle. There are a number of ISA options available to investors. One of these is a £20,000 annual allowance for a cash ISA, which operates in much the same way as a typical savings account.
Many people focus on investing to reach retirement, but what about once you are retired? Investment can continue to play an important role in retirement, you may just need a new strategy.
Investing your money always involves an element of risk but investors have a wide variety of both higher risk and lower risk investments to choose from.