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Lifetime ISA pricing

Benefit from market-leading pricing

OPEN YOUR LIFETIME ISA
  • LOW PRICING

    The cheapest in the market*

    Benefit from our market-leading custody fee of 0.2% per annum on holdings in your account

  • UPGRADE

    Free for existing EQi customers

    If you have an EQi ISA, SIPP or dealing account, your Lifetime ISA will be free

  • LOW PRICING

    More to invest and save

    Our low pricing means you're left with more to save and invest, so you can reach your goals sooner

How our LISA fees work for you

The government introduced the LISA because it wants younger people to invest and save for their future.

So if you open a LISA, you’ll benefit from the hefty 25% bonus on top of what you invest.

While that is all a plus, EQi believes that as younger investors typically have less to invest, they should also pay lower fees.

It is why EQi charges a custody fee which, at 0.2%, is the lowest in the market.

The fee covers what we do as ‘custodians’ of your money, essentially safeguarding the assets in your account.

You’ll pay 0.2% on the value of the holdings in your LISA but we have also capped it at £10 per quarter. So, that’s no more than £40 a year.

What might seem like a small difference in fees of a few pounds initially, adds up to big difference over time.

  • How EQi’s LISA fees work for the under 40s

    Our LISA fee structure is designed to benefit younger investors, who may have smaller sums to invest but longer to build a portfolio.

    The impact of fees is cumulative. By paying out less each year, you’ll have more money working for you, for longer.

    As you can see, our low fee for holding your assets (the custody fee) means you can keep costs down year on year.

    Graph accurate as of April 2021. Model based on a 50/50 split between shares and funds with a growth rate of 4% p.a.

Investment Risk Warnings

The value of investments can fall as well as rise and any income from them is not guaranteed and you may get back less than you invested. Past performance is not a guide to future performance.

EQi does not provide investment advice. If you are in any doubt as to the risk or suitability of an investment or product you should seek advice from an independent financial adviser.

The extent and value of any ISA tax advantages or benefits will vary according to the individual's circumstances. The levels and bases of taxation may also change.

What will you pay to trade?

At EQi we also make sure that when you buy and sell, you’ll benefit from rates which are hard to beat.

  • Share dealing commission

    £10.99 

    To buy and sell shares

  • ETF dealing commission

    £9.99

    To buy and sell exchange-traded funds

  • Fund buys

    £0

    There is no fee to buy or hold funds (Unit Trusts and OEICs); sales cost £10.99

  • Custody fee

  • Dealing commission

  • 0.2%

    The cheapest stocks and shares LISA in the market*

  • £0

    You’ll pay no dealing commission if we don’t meet best execution

  • £0

    Get a free dealing account when you open an Lifetime ISA

  • General administration and postage fees

  • Transfer out

  • Banking charges

  • Probate valuation

  • Interest payable on cash

  • EQI EXPLAINS

    DIY investing

    Learn more about this hands-on approach to growing your wealth over the long-term

  • WHY EQI?

    The EQi Lifetime ISA

    Find out what this product can offer you

  • EQI EXPLAINS

    LISAs explained

    Everything you need to know about Lifetime ISAs

*Correct April 2021